Last weekend was my law school reunion weekend in Washington, DC. It’s incredible to see how much people have achieved in five years. It is also crazy to see how very little has changed. Some left the legal profession and other stayed, relationships strengthened or fell apart, and overall people look quite good. We […]
How to get your deposit back
A few months ago, I moved out of my old apartment. Moving is stressful for everyone. Packing, finding a new place, moving boxes, unpacking, sorting and decorating are all necessary steps. Retrieving your deposit is, however, one of the most important steps. Unfortunately, what should be a simple task too often turns out to be […]
Should I rebalance my portfolio when the stock market is crashing?
For the first time in months, US equities almost went into full correction mode. While valuations are still very high, many portfolios will have felt the pain. That’s because most portfolios will follow a common asset allocation strategy split between equities and bonds. Equities are viewed as the riskier assets but also the more rewarding […]
Why holding cash is not necessarily a stupid idea
Asset allocation refers to a strategy that aims at creating diversification within a portfolio in order to balance risks. By dividing assets across certain categories such as stocks, real estate or bonds, you are reducing your risk exposure to a single asset. Each asset has a different level of risk and returns, which means that […]
Do young people in the UK really have a shot at financial independence?
The Office for National Statistics (ONS) recently released a few interesting figures on the financial situations of 18- to 29-year-olds in the UK. I knew it wouldn’t be pretty. After all, I also was once 26 in London. Yet, I was quite shocked at what I read. Financial stability is far from a given for […]
How I hedge a significant Brexit risk with boring savings accounts
There is a lot of advice on the importance of saving. Saving is critical because it allows you to invest. However, not all savings will go towards investments. Sometimes, you need savings to sit in a cash account to build a deposit or set up an Emergency Fund. Little advice is however given on how […]