The Office for National Statistics (ONS) recently released a few interesting figures on the financial situations of 18- to 29-year-olds in the UK. I knew it wouldn’t be pretty. After all, I also was once 26 in London. Yet, I was quite shocked at what I read. Financial stability is far from a given for […]
How I hedge a significant Brexit risk with boring savings accounts
There is a lot of advice on the importance of saving. Saving is critical because it allows you to invest. However, not all savings will go towards investments. Sometimes, you need savings to sit in a cash account to build a deposit or set up an Emergency Fund. Little advice is however given on how […]
The Emergency Fund conundrum
For some time, I resisted publishing a blog post on whether one should have an Emergency Fund (or Emergency Savings). First, many blog posts had already touched on that topic. Second, it took me a while to figure out where I stood in this debate. Until now. The debate is usually framed in the following […]
Time is your most valuable asset
I started The English Investor so that young millennials have a place to discuss financial independence and grow their net worth. I want readers to understand that financial freedom is more easily achieved by growing your income rather than increasing your saving rate. Saving is great and absolutely necessary. Without savings, there can be no […]
Living the Silicon Valley dream in London: Venture Capital 101
Building a financial safety net should be everyone’s first priority. The safety net is what ensures that you can recover if you are ever knocked down financially. It is hard and takes time. If you completed all five steps, then congratulations. What you have achieved is truly amazing. You may still not be able to […]
Pressing the reset button
It is no secret that life can be challenging. There are weeks where everything you attempt turns into an epic failure. Morale is low and self-confidence is free-falling. For any investor, this is a toxic combination. I had a challenging week both at home and at work. Here are some snapshots of my week: […]