The English Investor

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Why holding cash is not necessarily a stupid idea

Asset allocation refers to a strategy that aims at creating diversification within a portfolio in order to balance risks. By dividing assets across certain...

Do young people in the UK really have a shot at financial independence?

The Office for National Statistics (ONS) recently released a few interesting figures on the financial situations of 18- to 29-year-olds in the UK. I knew...

How I hedge a significant Brexit risk with boring savings accounts

There is a lot of advice on the importance of saving. Saving is critical because it allows you to invest. However, not all savings...

The Emergency Fund conundrum

For some time, I resisted publishing a blog post on whether one should have an Emergency Fund (or Emergency Savings). First, many blog posts...

Time is your most valuable asset

I started The English Investor so that young millennials have a place to discuss financial independence and grow their net worth. I want readers...

Living the Silicon Valley dream in London: Venture Capital 101

Building a financial safety net should be everyone’s first priority. The safety net is what ensures that you can recover if you are ever...