For the first time in months, US equities almost went into full correction mode. While valuations are still very high, many portfolios will have felt the pain. That’s because most portfolios will follow a common asset allocation strategy split between equities and bonds. Equities are viewed as the riskier assets but also the more rewarding […]
Investments
Why holding cash is not necessarily a stupid idea
Asset allocation refers to a strategy that aims at creating diversification within a portfolio in order to balance risks. By dividing assets across certain categories such as stocks, real estate or bonds, you are reducing your risk exposure to a single asset. Each asset has a different level of risk and returns, which means that […]
Living the Silicon Valley dream in London: Venture Capital 101
Building a financial safety net should be everyone’s first priority. The safety net is what ensures that you can recover if you are ever knocked down financially. It is hard and takes time. If you completed all five steps, then congratulations. What you have achieved is truly amazing. You may still not be able to […]
Why everyone should have a YOLO account
I love playing guitar. I also happen to love browsing guitar shops and testing the latest gear. Most of my visits are quite innocent and amount to classic window shopping. I’m quite good at resisting temptations when it comes to buying actual guitars. Guitar accessories can be a lot harder to resist because the individual […]
How to make a lot of money during the next recession
The S&P 500 recently hit fresh highs, which also coincided with the longest bull run ever. The S&P 500 is an American stock market index based on the market capitalization of the 500 largest companies having stock listed on the New York Stock Exchange or the Nasdaq. The index is a useful snapshot of the […]
How the Government murdered the buy-to-let market in London and the rest of the UK
I don’t own a home yet in London. Like many millennials, I am saving enough cash to build a substantial down payment. My target is 25% of the house price, plus 5-7% for unforeseen expenses. Long story short, it takes time and discipline is key. As an EU national, I’m quite sensitive to Brexit-related developments. […]