Savings

The Unofficial Bank: The Ultimate Guide to Managing Partner Current Accounts (CCA) in Your French SCI

You have formed your Société Civile Immobilière (SCI). You followed the common advice to keep the share capital low—perhaps €1,000—to minimize setup costs and keep the structure flexible. But the chateau,...

French SCI Accounting: Your Guide to Reporting, Profits, and Legal Obligations

You own the property. You have the keys. You have even navigated the initial setup. But now, a...

How to Change the Statutes of a French SCI: A Complete Guide for Investors

You have done it. The Société Civile Immobilière (SCI) is set up. The property is bought. The keys are in...

The Golden Cage: The Complete Guide to Owning Shares in a French SCI

So, you have successfully navigated the French bureaucracy. You have your Société Civile Immobilière (SCI), the K-bis is in the...

The English Investor Guide: How to Create a Société Civile in France

For many British investors looking across the Channel, the dream of owning French property—whether a Parisian apartment or...
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The dangers of lifestyle inflation

A friend of mine went on a sabbatical last year and returned to work a few months ago. We were having a long day...

Do young people in the UK really have a shot at financial independence?

The Office for National Statistics (ONS) recently released a few interesting figures on the financial situations of 18- to 29-year-olds in the UK. I knew...

How I hedge a significant Brexit risk with boring savings accounts

There is a lot of advice on the importance of saving. Saving is critical because it allows you to invest. However, not all savings...

The Emergency Fund conundrum

For some time, I resisted publishing a blog post on whether one should have an Emergency Fund (or Emergency Savings). First, many blog posts...

How to make a lot of money during the next recession

The S&P 500 recently hit fresh highs, which also coincided with the longest bull run ever. The S&P 500 is an American stock market...

How to build a financial safety net in five concrete steps

I often read the same question: how should I save? Where should I invest? Should I quit my job and launch this super cool...
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